Why talk to an Independent Mortgage Adviser?
As Independent Mortgage Advisers we are able to select from all the products available in the market place – ensuring that we can find you a mortgage that best fits your needs. As Independent Mortgage Advisers it is our job to research and recommend the most appropriate mortgage and protection solutions for you.
We will ask you a range of questions about your circumstances, your attitude to risk and then offer a solution that is perfectly fitted for you! You will be given a choice of how to pay for our services this will be either by fee, a mixture of fee and commission or commission.
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Why spend time looking for a mortgage when we can do it for you?
Independent Local Mortgage Specialists:
Access to all mortgage products
With access to every product on the market, you can be sure that you will get the right deal for you.
Dedicated contact points with all lenders
Lenders are difficult to deal with, that's why we have dedicated contact points with the lenders, so you don't have to deal with the frustration that comes with a call centre!
Qualified, experienced staff
All of our staff hold industry standard qualifications and above for their roles, so you can be sure that you are talking to someone who knows what they are talking about!
Fast, accurate advice
We aren't jacks of all trade, we stick to what we know and what we are good at, we have dedicated members of staff for each area of advice, so you can be sure that you will get advice based on years of true experience in the market .
Personal face to face advice
We can offer appointments face to face in our offices or in your home if you prefer.
Free initial consultation
We will never charge you for our advice up front, and if any fees are likely to need to be paid by you we will let you know in advance before the fee comes payable.
Find a Mortgage
Contact us on 01903 527000 or please use our contact form to see how we can help you.
Useful Mortgage Information:
- Repaying your mortgage
- Types of Mortgage
- Mortgage Interest Rates
- Additional Mortgage Options
- Equity Release and Lifetime Mortgages
How to repay your mortgage
We will discuss with you your future plans and the various methods of mortgage repayment available and ensure that our recommendation is affordable and manageable for your circumstances.
Types of Mortgage
There are lots of different types of mortgage, from fixed rate mortgages to flexible and offset mortgages, we can offer you independent advice on the pros and cons of all aspects, and you may find that this differs from what you first thought would suit you!
Mortgage Interest Rates
There are thousands of mortgage products available, each with their own rate of interest, how often the interest is calculated and fees applicable. We have direct sourcing systems which link directly with each lender so are able to comprehensively filter each and every aspect of a mortgage product to ensure we find one that fits your circumstances whilst saving you money.
Additional Mortgage Options
You may find that what you require is slightly different from the conventional mortgage, in this case we have access to lots of different types of products that may suit your needs, however to access these we will need to discuss these with you directly.
Equity Release and Lifetime Mortgages
We have a dedicated chartered financial planner, Martyn Bowen, who is able to advise on all equity release and lifetime mortgage products. Martyn is also able to offer full advice on pensions and investments, so you can be sure that any advice received by Martyn will be comprehensive and will consider all aspects of your financial circumstances.
There will be a fee for mortgage advice. The precise amount will depend on your circumstances, but we estimate it will be £55.00